Resource Portal
A new business owners' lack of risk awareness can lead to costly mistakes and hinder progress.
Trucker Information
General Liability Insurance
​Whether you run a large trucking company or operate as an owner-operator (O/O), getting general liability (GL) insurance is highly recommended.GL insurance protects your business from risks beyond just driving your truck, including scenarios like:
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Delivering cargo to the wrong location
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Clients getting injured by slipping and falling in your office
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Dealing with an unruly driver at a truck stop
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Facing a lawsuit from a load broker due to slander
It's wise to cover your risks both on and off the road by having the right insurance in place.
Criteria for Truckers
(GL) insurance
Conditions for Truckers' General Liability (GL) Insurance It's essential to differentiate General Liability Insurance from Primary Liability Insurance. Before incorporating General Liability into your truck policy, you must have an existing Primary Liability policy. Furthermore, certain truck insurance providers may exclude coverage if you transport specific commodities such as tobacco or hazardous materials. In such cases, you may need to consult multiple brokers, and we can assist you with that process.
Guidelines for (GL) insurance
The coverage amounts for a Truck Driver's General Liability (GL) policy typically begin at a minimum of $300,000. However, the prevailing coverage limits are often set at $1,000,000 per incident, with an aggregate limit of $2,000,000. If necessary, higher coverage limits can be secured. Additionally, if you transport specific hazardous materials, considering a pollution endorsement is advisable. When consulting with your agent, ensure that your insurance adequately protects you against your individualized risks.
Decrease your (GL) expense
The fact is, these policies come at a cost. However, truckers who compare options and effectively convey their unique requirements to agents can indeed reduce their premiums. We can assist by connecting you with three agents who will offer three quotes, making it simpler to compare such a complex policy. Just fill out our quote form, and we'll arrange for your agents to assist you.
Commercial Information
Commercial Auto Liability
​Commercial auto liability insurance is for vehicles used for conducting business, as opposed to those strictly covered for personal use with personal auto liability. You are typically insured under a commercial auto insurance policy to help protect the assets of your company from claims, and to meet certain contract requirements.
Worker's Compensation or Employers Liability
As an employer, it’s up to you to keep you and your staff safe at work. This INCLUDES 1099 employees and subcontractors. But when accidents do happen if you’ve got workers’ compensation insurance, your employees know you’ve got their back.
And you know yours is covered, too.
Ask agent for more details about hired 1099 Coverage.
Commercial General Liability
& Business Owner's Policy (BOP)
General liability insurance, small business liability insurance, commercial general liability insurance - it's all names for the same coverage. And, if you want protection against claims you've damaged someone's property or injured someone, it's coverage you need, and required by most brokers or contractors.
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The good thing is you can cover damage to your own property, or Property you lease too. Business personal property insurance (BPP for short) means coverage for the things in your office and the bits and pieces you take out and about, One policy, zero worries.
Cargo Liability & Trailer Interchange Agreement
Cyber Liability
Emergency response for cybercrime, including hacks, fraud and extortion. Covers technical fixes, legal costs and lost revenue to help you get back on your feet fast.
Umbrella or Excess Coverage
These Endorsements are available with a Commercial Auto Policy. Ask Agent for additional details.
Professional Liability or Errors and Omissions
​When you have a claim that exceeds the limits of your current policy, umbrella insurance can provide extra coverage to protect your business and assets from financial risk.
DOT Number & FMCSA
Filing Assistance
For those that are just getting started and need assistance with DOT numbers and FMCSA filing, book a discovery call with our agents today.
When you make a living off your expertise, you need comprehensive, cost-effective insurance to protect you financially from damages or legal costs that may arise. Professional liability insurance, also known as errors and omissions or professional indemnity insurance, provides the coverage you need. *Must be available in your industry.
Educating business owners about risks, and providing flexible solutions, boosts confidence and ensures proper insurance coverage.
Personal Information
Personal Auto Liability
Home & Personal Property
Third-Party Bodily Injury and Property damage
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Auto policies include two different types of liability coverage to help protect you if you’re at-fault in a car accident. If you cause an accident that injures another driver, bodily injury liability can help pay for their medical expenses. Property damage liability coverage can help cover costs if you damage property that doesn’t belong to you, such as someone else’s car or house.
Uninsured & Underinsured Motorist
Dwelling Coverage, Temporary Living Expenses, Other structures, and Personal Liability
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Most home insurance companies offer policies to help protect your home and the structures directly attached to it. Dwelling coverage helps pay the costs to repair or rebuild your home and its attached structures if they’re damaged in a covered loss, like fire, hail or lightning.
Personal property coverage covers losses of your personal belongings, like furniture, clothing and appliances. You can purchase additional valuable items blanket coverage for your expensive items, like jewelry, artwork or collectibles.
You Are Hit by an Uninsured or Underinsured Driver
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If you’re involved in an accident with a driver who doesn’t have insurance or enough insurance to cover damages, uninsured/underinsured motorist coverage can help you stay protected.
Claims & Consultation
Advanced Support
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Our customers deserve the highest level of support, and we work tirelessly with our carriers to set expectations to maintain those standards. When you choose to work with Be Sure Insurance, know that you are consistently choosing quality and excellence. Customer service is at the heart of everything that we do.
Comprehensive & Collision
With deductibles up to $1000
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If Your Vehicle Is Damaged in a Collision
With collision insurance, you’ll be covered if your vehicle is damaged from a collision with another car or object, like a tree or fence.
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If Your Vehicle Is Damaged by Something Other Than a Collision
Comprehensive insurance, or “other than collision coverage,” helps cover you in situations where your vehicle is damaged in a non-collision event. For example, this coverage can help pay the costs to repair your car if it’s damaged by a natural disaster, vandalism or hitting an animal.
